Terms and conditions.

This website

This site describes Forge Wealth's advisory service. Nothing on it is personalised financial advice: every example, persona and figure - including the example Blueprint - is illustrative. Personalised advice happens inside the engagement, with your adviser, after the nature and scope of that advice has been set out to you in writing.

Applying

Submitting the apply form creates no obligation on you and none on us. It starts a conversation: we reply within 1 business day, and the first conversation confirms the fit and the right plan. Your details are handled as described in our privacy policy.

The engagement

Forge Wealth is an advisory engagement: a flat monthly plan, a dedicated adviser, and the Forge System. The full terms - the scope of advice and its exclusions, fees, data use, AI use, complaints and termination - are set out in your engagement agreement, provided and signed before anything is billed.

Fees and term

A Year-One engagement is an annual commitment billed in 12 instalments. Your first six months cover onboarding and the delivery of your Blueprint. After those six months, exit any time and take exports of the work delivered with you - no forward lock-in. Where we advise on investments, the fee schedule on the pricing page applies as confirmed in your engagement agreement.

Complaints

If something isn't right, tell us and we'll work to put it right. We're a member of Financial Services Complaints Limited (FSCL), an independent dispute-resolution scheme that can help at no cost to you - the process is on our complaints page.

Regulatory standing

Forge Wealth Limited is licensed by the Financial Markets Authority as a Financial Advice Provider and registered on the Financial Service Providers Register (FSP1011866).

Content and use

The content of this site belongs to Forge Wealth Limited. You're welcome to link to it; please don't reproduce it commercially without asking us first. We work to keep the site accurate and available, and what you rely on for decisions should always be the advice given to you inside the engagement, not a page on a website.

Governing law

These terms and your use of this site are governed by the laws of New Zealand.