Pricing

The plans.

Three ways we work with clients. Every plan includes the full Forge System and a dedicated adviser - the price follows the shape of your situation. We'll confirm the right fit in our first conversation.

Foundation.

For one person getting their financial life in order.
$299/ month, individual
  • Bi-annual review sessions, 45 minutes, with a written follow-up every time
  • Message your adviser any time - replies within 2 business days. Scheduled calls available on request
  • Your Blueprint - a single-client view with live net-worth data and open banking
  • KiwiSaver optimisation, emergency-fund planning, a basic tax review
Choose Foundation →
For most households

Momentum.

For households juggling careers, kids and a mortgage.
$449/ month, household
  • Everything in Foundation, for both of you
  • Quarterly review sessions, 45 minutes, with a written follow-up every time
  • Priority access - easily schedule calls with your adviser between reviews. Message replies within 1 business day
  • Investment strategy and monitoring across your accounts, household-level Blueprint
  • Education-savings modelling and partner/household integration
Choose Momentum →

Elevation.

For clients with multiple businesses or trusts, selling a business, or working across countries.
$599/ month, household with entities
  • Everything in Momentum
  • Quarterly review sessions, 60 minutes, with an annual deep-dive
  • A direct line - your adviser's number, for when it matters. Message replies within 1 business day
  • Multi-entity views across personal, trust and company
  • Trust and company structures, multi-entity tax strategy
  • Sale, succession and exit planning - and how the proceeds become income
  • Coordination with your accountant and lawyer
  • Ad hoc strategic sessions for liquidity events and restructures
Choose Elevation →
How fees work

A flat monthly plan, plus a clear fee on what we advise.

Your monthly plan

$299 / $449 / $599 a month

A flat subscription for the advice and the system - your adviser, your sessions, your Blueprint. It doesn't change with the size of your portfolio. Billed as an annual commitment in 12 instalments.

Fees on advised investments

0.25% to 0.50% a year

Where we advise on your investments and KiwiSaver, a percentage a year applies to those assets - lower as the plan deepens. On KiwiSaver this adviser fee is separate from the fund's own management fee, and we disclose the total cost to you.

PlanKiwiSaver (adviser fee, p.a.)Other advised investments
Foundation0.50%$500 / year per account, fixed
Momentum0.40%0.40% p.a. on assets under advice
Elevation0.25%0.25% p.a. on assets under advice

"Assets under advice" means the investments we actively advise on: your KiwiSaver, and the investment accounts we run strategy for with you. It doesn't include your home, your business, or accounts we don't advise. The exact list is agreed with you, in writing, in your engagement agreement. We work for these fees, not commissions - if we receive one from a product provider, it is rebated against your annual subscription. Foundation's flat non-KiwiSaver fee keeps smaller portfolios simple.

TWO WORKED EXAMPLES
A Momentum household with $200,000 of advised investments pays $449 a month for the plan, plus about $800 a year (0.40%) on those investments - roughly $6,200 a year, all in. A Foundation individual with a $48,000 KiwiSaver pays $299 a month plus about $240 a year (0.50%) - roughly $3,830 a year, all in.
We show you your total cost before you commit. Figures illustrative; the exact schedule is confirmed in your engagement agreement.
YOUR FIRST SIX MONTHS
Your first six months cover onboarding and the delivery of your Blueprint. If we're not right for you after that, exit any time and take exports of the work delivered with you - no forward lock-in. What's best for you is best for us.
A Year-One engagement is billed as an annual commitment in 12 instalments; the exact schedule is confirmed in your engagement agreement.
In every plan

One system. We build the plan. You live your life. Together, we stay on track.

The Blueprint.
Your whole financial life as one living plan, kept current with every decision.
The Timeline.
Your life mapped across the decades ahead, always in front of you.
The Pulse.
One honest answer to "am I on track?", with flags that show when something is off plan.
Signals.
Regular reviews with a written follow-up every time, and a prompt between them only when something needs you.
See how the system works →

Choose a plan, and let's begin.

Apply for access → Questions, answered →